
How to Send Money Anonymously?
Today, no one is surprised by words like cyberattacks, cyber pirates, hackers, data interception and data leakage. These are all the realities of the 21st century. Therefore, the question of the need for online anonymity no longer seems so controversial. Especially when it comes to the anonymity of online payments.
Social engineering is the main hacker tactic. You can read more about it here.
Let’s agree that if online life becomes anonymous, it will minimize all sorts of risks of information leakage. Your data, online payments, purchase history, and much more will be protected.
However, it is not so easy to understand the specifics of anonymous payments. Each service of this kind has its own characteristics. Some services are fast and easy to use, some work only in a certain region and transfer money to the account only after a rainstorm on Thursday, and even then only every other time.
We really want you to feel safe when making online payments. Therefore, today we will analyze anonymous payment and offer several reliable methods to send money anonymously.
The list of the best anonymous credit cards is available here.
Why are anonymous payments important?
Privacy is hard to maintain to this day. Every detail about you is somewhere in the database, and hackers are constantly trying to steal this information. Every time you make a purchase or send a payment, your name appears and can be stored along with other transaction details. Your mobile phone may even be responsible for sharing information about your location and shopping habits.

Privacy: For whatever reason, you may prefer to bank (more or less) anonymously. You may have just won the lottery, and you’ve heard horror stories about winners being chased by long-lost acquaintances and scammers. Or you can be a public figure (whether it’s a global celebrity or a local personality) and you don’t like the idea of everyone knowing your business.
There are several reasons why you might want to keep your accounts and payments private.
Security: The desire for an anonymous and secure transfer of money is quite normal and something that each of us has the right to. Today, most online transactions are not secure. Almost anyone can access a user’s bank account or track data on financial transactions.
No limits: Almost every bank or platform for making online payments limits the amount of the transactions. This is done not only for security purposes if someone has taken possession of the user’s account data and ensures that the user repeats operations with finances as many times as possible.
Anonymity: Online payments of most sites are not anonymous. Information about the recipient and sender is stored and available to the owners of online platforms, banks and other legal entities, whose databases can be hacked.
Therefore, if you want to maintain your electronic accounts with complete anonymity, it is better to use cryptocurrencies. They do not have data centers, so no one will be able to track the financial transaction.
The benefits of cryptocurrencies
Cryptocurrencies have gained popularity, due to the decentralization and the ability to carry out secure transactions anonymously.
Excessive government pressure on the financial system has complicated online transactions. Users were not satisfied with the close attention of regulatory organizations and the weak protection of personal data:
- personal information;
- transaction history;
- payment details.
This is due to the emergence of cryptocurrencies, which were initially positioned as anonymous means for making trading and financial transactions.

Users are interested in the anonymity of digital money. It is unprofitable for state structures. Therefore, for ordinary coin holders, the following advantages are highlighted::
- security of personal data;
- confidentiality of transactions;
- no pressure from the state;
- minimizing the risk of theft of funds.
Most cryptocurrencies do not guarantee absolute data secrecy, including Bitcoin. According to Satoshi Nakamoto, Bitcoin was supposed to become a new “digital electronic currency.”
However, Bitcoin is not really anonymous. Your name and location are not linked to a cryptocurrency wallet, but all transactions and wallet addresses within the Bitcoin network are public. If you bought your bitcoins on the Coinbase exchange, which requires identification of your identity when withdrawing funds, your transaction can be tracked and easily calculated.
This fact has led to the creation of several cryptocurrencies designed for the most secure and anonymous transactions. Next, we will talk about the most trust options designed for anonymous payment.
How to send money anonymously
Method #1: Use Cryptons
Crypton is the main payment unit of the Utopia P2P ecosystem. Crypton (CRP) was designed to ensure the privacy and anonymity of each online payments within the ecosystem.
If you are interested in Utopia, you can read about the benefits here.
Utopia is a closed ecosystem built on a peer-to-peer architecture. This means that it does not use a single server for storing and transmitting data. Instead, each user has its own crypto container, thus becoming both a user and a server at the same time.
This system prevents information leaks and possible hacker attacks. The developers have tried to create a platform that is completely independent from outside influence, which is free from censorship and online surveillance, and promotes freedom of speech and action on the internet.
You can read more about internet censorship here.
For this, the ecosystem has built-in tools that provide private communication, transfer of documents and files, browsing, and even a serious financial component.

The financial side of the ecosystem is provided by the internal cryptocurrency Crypton. All the user’s Cryptons are stored in their uWallet, which only the user has access to. All financial transactions that occur involving Crypton are encrypted and cannot be tracked. The sender and recipient of payments are completely anonymous, as is the registration in the ecosystem. Each Utopia user can use Cryptons to pay for service and products and all payments details will anonymous too.
*Note: To start working with Crypton and the ecosystem as a whole, the user must first register in Utopia. The entire process of registration and all further use is anonymous.
In addition, you can not only buy Cryptons on any available exchange, but also mine them directly in the ecosystem. Utopia presents the possibilities of internal mining using a special UAM bot. This method of mining requires only the Internet and a working computer. No mining farms and endless equipment. Now there is only an eco-friendly mining method that does not harm the atmosphere and does not use a large amount of electricity.
Moreover, all the mined Cryptons can be exchanged on the internal exchange crp.is, where you can exchange your CRP for USD and vice versa.
Read more about CRP’s success here.
Method #2: Use CoinJoin
CoinJoin is a specially developed system for obfuscating online transaction schemes. According to the program, all user transactions are mixed with each other, thereby confusing all the information. Therefore, no one will be able to solve the resulting riddle.
It is best to consider an example. And so, we have three users. Each of them wants to buy a product in an online store. It is important that each of them has its own store on the Internet too. And so, they create one common transaction for three inputs and outputs. Plus, three more are being created for delivery.
After that, all information is mixed together. Every user who participates in transaction rechecks the data and marks the input.
*Note: Each transaction has only one or at most two outputs. But at the same time, the lower transaction already has three outputs. This is due to the fact that the lower graph is more complex and multifaceted for analysis.
For example, when the program uses Bitcoin wallets for conducting transactions, it forms a big group of transaction participants.

Method #3: Chaumian Coinjoin
Chaumian Coinjoin is a program that shuffles addresses using a third-party operator.
In fact, Chaumian is a slightly modifying version of the previous program from the list. However, here, all transactions occur with the participation of a centralized operator. It is he who changes all the input and output data.
There is one nuance here. If our transaction takes place with the participation of a centralized person, then you can lose all the money, and such an operator can simply replace all the transaction data and send all the funds to his own wallet.
Therefore, such a transaction needs to be blinded. Thus, the operator will receive it and will be able to see confirmation that the transaction is valid (the UTXO output is not negative). Then it can start mixing it with other inputs and outputs.
In this scheme, no one will be able to deanonymize payments at both input and output addresses. In addition, this method works much faster, but you will have to sacrifice decentralization.
Follow these tips and gain your online privacy!